How to create a Deferred payment?

To create deferred payments, you have to follow these steps:

  1. Register a card (CardRegistration’s object)
  2. Create a PreAuthorization with the CardId. This allow you to guarantee an amount but no debit here.
  3. Charge the card through the PreAuthorized PAYIN object.
How PreAuthorization + validation (Pay-In) works?
  • Once the « PreAuthorization » object gets « Status » = « SUCCEEDED » and « PaymentStatus » = « WAITING » you can charge the card.
  • The pre-authorization will expired within 7 days. Indeed, the PaymentStatus will swap to CANCEL after this delay. 
  • The Pay-In amount has to be less than or equal to the amount pre-authorized.

NOTE : Pre-authorized a card before the Pay-In ensures solvency of a registered card for 7 days. Beyond this period, it is still possible to charge the card (PayIns/Card/Direct) but funds are not guaranteed.
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